/* ============================================
   HOW IT WORKS — jak-to-dziala.php (tight layout)
   ============================================ */
.how {
  padding-bottom: 3.5rem;
}

/* ——— Hero ——— */
.how-hero {
  background:
    radial-gradient(700px 280px at 100% 0%, rgba(61, 95, 217, 0.22), transparent 55%),
    linear-gradient(160deg, #031b4e 0%, #15358a 55%, #2448c6 120%);
  color: #fff;
  padding: 2rem 1.15rem 2.25rem;
}
.how-hero-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  gap: 1.5rem;
}
@media (min-width: 900px) {
  .how-hero-inner {
    grid-template-columns: 1.2fr 0.9fr;
    align-items: center;
    gap: 2.5rem;
  }
}
.how-hero .shop-eyebrow { color: #9db0ff; }
.how-hero .shop-h1 {
  color: #fff;
  margin: 0.35rem 0 0.65rem;
  font-size: clamp(1.9rem, 4.5vw, 2.85rem);
}
.how-hero .shop-lead {
  color: rgba(255, 255, 255, 0.88);
  max-width: 40ch;
  margin: 0 0 1.2rem;
}
.how-hero-cards {
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
}
.how-pill {
  display: grid;
  grid-template-columns: 28px 1fr;
  gap: 0.75rem;
  align-items: center;
  padding: 0.9rem 1rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.16);
}
.how-pill .shop-icon {
  width: 24px;
  height: 24px;
  color: #c5d0ff;
}
.how-pill strong {
  display: block;
  font-size: 0.95rem;
  font-weight: 700;
  margin: 0 0 0.1rem;
  font-family: var(--font-body);
}
.how-pill span {
  display: block;
  font-size: 0.8rem;
  opacity: 0.82;
  line-height: 1.35;
}

/* ——— TOC (document flow only — never sticky) ——— */
.how-toc {
  position: relative;
  top: auto;
  z-index: 1;
  background: #eef1f9;
  border-bottom: 1px solid var(--line);
}
.how-toc-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: flex;
  gap: 0.4rem;
  overflow-x: auto;
  overscroll-behavior-x: contain;
  padding: 0.65rem 1rem;
  scrollbar-width: none;
  -webkit-overflow-scrolling: touch;
  scroll-snap-type: x proximity;
}
.how-toc-inner::-webkit-scrollbar { display: none; }
.how-toc a {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  flex-shrink: 0;
  padding: 0.5rem 0.85rem;
  border-radius: 999px;
  text-decoration: none;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--ink-soft);
  white-space: nowrap;
  background: #fff;
  border: 1px solid rgba(3, 27, 78, 0.08);
  scroll-snap-align: start;
  transition: background 0.15s, color 0.15s, border-color 0.15s;
}
.how-toc a .shop-icon {
  width: 14px;
  height: 14px;
  color: var(--blue);
  flex-shrink: 0;
}
.how-toc a:hover {
  background: var(--blue-mist);
  color: var(--blue);
  border-color: rgba(36, 72, 198, 0.22);
}
.how-toc a.is-active {
  background: var(--blue);
  border-color: var(--blue);
  color: #fff;
}
.how-toc a.is-active .shop-icon { color: #fff; }

/* ——— Body ——— */
.how-body {
  max-width: 1120px;
  margin: 0 auto;
  padding: 1.75rem 1.15rem 0;
}
.how-section {
  margin-bottom: 2.75rem;
  scroll-margin-top: calc(var(--nav-h, 72px) + 12px);
}
.how-section-head {
  max-width: 540px;
  margin-bottom: 1.25rem;
}
.how-section-head .shop-h2 {
  margin: 0.25rem 0 0.45rem;
  font-size: clamp(1.45rem, 2.5vw, 2rem);
}
.how-section-head .shop-lead {
  margin: 0;
  max-width: 48ch;
}

.how-split {
  display: grid;
  gap: 0.85rem;
}
@media (min-width: 800px) {
  .how-split { grid-template-columns: 1.05fr 0.95fr; align-items: stretch; }
}

.how-panel {
  background: #fff;
  border: 1px solid rgba(3, 27, 78, 0.08);
  border-radius: 20px;
  padding: 1.35rem 1.25rem;
  box-shadow: var(--shadow);
  min-width: 0;
}
.how-panel-alt {
  background: linear-gradient(160deg, var(--blue-wash), #fff);
  border-color: rgba(36, 72, 198, 0.12);
}
.how-panel h3 {
  margin: 0 0 0.55rem;
  font-size: 1.05rem;
  color: var(--ink);
  line-height: 1.3;
}
.how-panel p {
  margin: 0 0 0.9rem;
  color: var(--ink-soft);
  line-height: 1.55;
  font-size: 0.92rem;
}
.how-muted {
  color: var(--muted) !important;
  font-size: 0.86rem !important;
}

.how-checklist {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
}
.how-checklist li {
  display: grid;
  grid-template-columns: 18px 1fr;
  gap: 0.55rem;
  align-items: start;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.4;
}
.how-checklist .shop-icon {
  width: 18px;
  height: 18px;
  color: #1a9f5c;
  margin-top: 0.1rem;
}
.how-checklist-light li { color: rgba(255, 255, 255, 0.95); }
.how-checklist-light .shop-icon { color: #9dffa8; }

.how-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin-bottom: 1.1rem;
}
.how-tags span {
  padding: 0.35rem 0.7rem;
  border-radius: 999px;
  background: #fff;
  border: 1px solid rgba(36, 72, 198, 0.14);
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--blue-ink);
}

/* ——— Process steps (jak-kupic) ——— */
.how-steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.75rem;
  counter-reset: none;
}
@media (min-width: 700px) {
  .how-steps {
    grid-template-columns: 1fr 1fr;
    gap: 0.85rem;
  }
}
@media (min-width: 1024px) {
  .how-steps {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
}

.how-steps > li {
  position: relative;
  background: #fff;
  border: 1px solid rgba(3, 27, 78, 0.08);
  border-radius: 20px;
  padding: 1.2rem 1.1rem 1.25rem;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  min-width: 0;
  min-height: 100%;
}

.how-step-n {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: var(--blue-mist);
  color: var(--blue);
  font-family: var(--font-body);
  font-weight: 800;
  font-size: 1rem;
  line-height: 1;
  flex-shrink: 0;
}

.how-steps > li > div {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  min-width: 0;
}

.how-steps > li strong {
  display: block;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 700;
  color: var(--ink);
  line-height: 1.3;
  letter-spacing: 0;
}

.how-steps > li > div > span {
  display: block;
  font-size: 0.86rem;
  font-weight: 400;
  color: var(--muted);
  line-height: 1.5;
}

.how-steps-cta {
  margin-top: 1.15rem;
}

/* ——— Points ——— */
.how-points-board {
  display: grid;
  gap: 0.85rem;
  margin-bottom: 1rem;
}
@media (min-width: 960px) {
  .how-points-board {
    grid-template-columns: 1.15fr 0.95fr;
    align-items: stretch;
  }
  .how-points-board .how-tri {
    grid-template-columns: 1fr;
    margin: 0;
  }
}
.how-rate {
  background:
    radial-gradient(500px 220px at 100% 0%, rgba(61, 95, 217, 0.35), transparent 55%),
    linear-gradient(145deg, #031b4e 0%, #15358a 48%, #2448c6 120%);
  color: #fff;
  border-radius: 24px;
  padding: 1.5rem 1.25rem;
  box-shadow: var(--shadow-lg);
  min-width: 0;
}
@media (min-width: 640px) {
  .how-rate { padding: 1.85rem 2rem; }
}
.how-rate-kicker {
  margin: 0 0 0.65rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #9db0ff;
}
.how-rate-main {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 0.35rem 0.65rem;
  margin-bottom: 0.95rem;
}
.how-rate-eq {
  font-family: var(--font-display);
  font-size: clamp(1.35rem, 3.2vw, 1.85rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.1;
}
.how-rate-eq em {
  font-style: normal;
  font-size: 1.35em;
}
.how-rate-eq-op {
  opacity: 0.55;
  font-size: clamp(1.1rem, 2.5vw, 1.45rem);
}
.how-rate-copy {
  margin: 0 0 1rem;
  opacity: 0.92;
  line-height: 1.55;
  font-size: 0.92rem;
  max-width: 48ch;
}
.how-rate-copy strong { color: #fff; font-weight: 700; }
.how-rate-chips {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
}
.how-rate-chips li {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.4rem 0.7rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.18);
  font-size: 0.78rem;
  font-weight: 700;
}
.how-rate-chips .shop-icon {
  width: 14px;
  height: 14px;
  color: #9dffa8;
}

.how-tri {
  display: grid;
  gap: 0.75rem;
  margin-bottom: 0;
}
@media (min-width: 700px) and (max-width: 959px) {
  .how-tri { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
.how-mini {
  position: relative;
  background: #fff;
  border: 1px solid rgba(3, 27, 78, 0.08);
  border-radius: 18px;
  padding: 1.15rem 1.1rem 1.2rem;
  box-shadow: var(--shadow);
  min-width: 0;
}
.how-mini-n {
  position: absolute;
  top: 0.95rem;
  right: 0.95rem;
  width: 28px;
  height: 28px;
  border-radius: 9px;
  display: grid;
  place-items: center;
  background: var(--blue-mist);
  color: var(--blue);
  font-size: 0.82rem;
  font-weight: 800;
}
.how-mini .shop-icon {
  width: 24px;
  height: 24px;
  color: var(--blue);
  margin-bottom: 0.65rem;
}
.how-mini h3 {
  margin: 0 0 0.35rem;
  font-size: 0.98rem;
  padding-right: 2rem;
}
.how-mini p {
  margin: 0;
  font-size: 0.86rem;
  color: var(--muted);
  line-height: 1.45;
}

.how-example-grid {
  display: grid;
  gap: 0.75rem;
  margin-bottom: 1.15rem;
}
@media (min-width: 700px) {
  .how-example-grid { grid-template-columns: 1fr 1fr; }
}
.how-example {
  display: grid;
  grid-template-columns: 22px 1fr;
  gap: 0.75rem;
  align-items: start;
  padding: 1rem 1.1rem;
  border-radius: 16px;
  background: var(--blue-mist);
  border: 1px solid rgba(36, 72, 198, 0.14);
}
.how-example .shop-icon {
  width: 20px;
  height: 20px;
  color: var(--blue);
  margin-top: 0.15rem;
}
.how-example strong {
  display: block;
  margin-bottom: 0.2rem;
  color: var(--ink);
  font-size: 0.92rem;
}
.how-example p {
  margin: 0;
  font-size: 0.88rem;
  color: var(--ink-soft);
  line-height: 1.45;
}
.how-example b { color: var(--blue); font-weight: 800; }

.how-points .how-inline-cta {
  margin-top: 0.15rem;
}

/* ——— Special Benefiteo ——— */
.how-special {
  display: grid;
  gap: 1.25rem;
  background: linear-gradient(145deg, #031b4e 0%, #15358a 50%, #2448c6 115%);
  color: #fff;
  border-radius: 24px;
  padding: 1.5rem 1.25rem;
}
@media (min-width: 900px) {
  .how-special {
    grid-template-columns: 1.1fr 0.9fr;
    padding: 2.15rem 2.25rem;
    gap: 2rem;
    align-items: center;
  }
}
.how-special .shop-eyebrow { color: #9db0ff; }
.how-special .shop-h2 {
  color: #fff;
  margin: 0.25rem 0 0.55rem;
  font-size: clamp(1.45rem, 2.5vw, 2rem);
}
.how-special .shop-lead {
  color: rgba(255, 255, 255, 0.88);
  margin: 0 0 1rem;
  max-width: 42ch;
}
.how-special-card {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 18px;
  padding: 1.15rem 1.1rem;
}
.how-special-card h3 {
  margin: 0 0 0.75rem;
  font-size: 1rem;
  color: #fff;
}
.how-special-card ol {
  margin: 0;
  padding: 0 0 0 1.1rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  font-size: 0.88rem;
  line-height: 1.45;
  opacity: 0.95;
}
.how-special-note {
  display: grid;
  grid-template-columns: 18px 1fr;
  gap: 0.5rem;
  align-items: start;
  margin: 0.85rem 0 0;
  font-size: 0.86rem;
  opacity: 0.9;
  line-height: 1.4;
}
.how-special-note .shop-icon {
  width: 18px;
  height: 18px;
  margin-top: 0.1rem;
}

/* ——— FAQ ——— */
.how-faq-tools { margin-bottom: 0.85rem; }
.how-faq-search {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  max-width: 420px;
  height: 48px;
  padding: 0 0.95rem;
  background: #fff;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  box-shadow: var(--shadow);
}
.how-faq-search:focus-within {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(36, 72, 198, 0.14);
}
.how-faq-search .shop-icon {
  width: 18px;
  height: 18px;
  color: var(--blue);
  flex-shrink: 0;
}
.how-faq-search input {
  flex: 1;
  min-width: 0;
  border: 0;
  background: transparent;
  font: inherit;
  outline: none;
  color: var(--ink);
}

.how-faq {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.how-faq-item {
  background: #fff;
  border: 1px solid rgba(3, 27, 78, 0.08);
  border-radius: 14px;
  box-shadow: var(--shadow);
  overflow: hidden;
}
.how-faq-item[hidden] { display: none !important; }
.how-faq-item summary {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 0.85rem;
  align-items: center;
  padding: 0.95rem 1.05rem;
  cursor: pointer;
  font-weight: 700;
  font-size: 0.92rem;
  color: var(--ink);
  line-height: 1.35;
}
.how-faq-item summary::-webkit-details-marker { display: none; }
.how-faq-item summary > span { min-width: 0; }
.how-faq-item summary em {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  background: var(--blue-mist);
  color: var(--blue);
  font-style: normal;
  font-weight: 700;
  font-size: 1.15rem;
  line-height: 1;
}
.how-faq-item[open] summary em {
  transform: rotate(45deg);
  background: var(--blue);
  color: #fff;
}
.how-faq-a { padding: 0 1.05rem 1.05rem; }
.how-faq-a p {
  margin: 0;
  border-top: 1px solid var(--line);
  color: var(--ink-soft);
  font-size: 0.9rem;
  line-height: 1.55;
  padding-top: 0.85rem;
}
.how-faq-empty {
  text-align: center;
  color: var(--muted);
  font-weight: 600;
  padding: 1.25rem;
}
.how-faq-empty[hidden] { display: none; }

/* ——— CTA ——— */
.how-cta-band {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  background: linear-gradient(135deg, var(--blue-mist), var(--blue-wash));
  border: 1px solid rgba(36, 72, 198, 0.14);
  border-radius: 24px;
  padding: 1.5rem 1.25rem;
  margin-bottom: 0.5rem;
}
@media (min-width: 720px) {
  .how-cta-band {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    padding: 1.75rem 2rem;
  }
}
.how-cta-band h2 {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 2.5vw, 1.6rem);
  margin: 0 0 0.35rem;
  color: var(--ink);
}
.how-cta-band p {
  margin: 0;
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.45;
  max-width: 40ch;
}
.how-cta-actions {
  flex-shrink: 0;
}
